LeranX Community Gathering (Session 03-23)

Digital Cafe@Harbourfront
Discussion: Cashless Payments
Date: 14th Oct 2023 (Saturday)
Time: 2PM to 4,30PM
Venue: library@harbourfront (Vivo City)
Facilitator: Hewlee Ho
Registration: via https://go.gov.sg/toyl (NLB membership is required)
Admission: Free

Introduction:
In Cashless Payments using a smart device online (smartphone or laptop or desktop), we have to be aware that we are communicating sensitive information with the provider of the service, online. The provider will have its own arrangement of ‘firewall” to prevent imposter, eavesdropper and AI machines to monitor your transactions. Likewise, your device connecting to the Provider’s computer must also have similar safeguards. Your device (smartphone or laptop) should have the latest operating system installed in your device and with the latest security features, provided by your supplier (Microsoft or Apple or Google), installed. In any security (system) consideration, the weakest link is always the USER. Why? Below are the most common reasons:

a) the USER lags the understanding of “logical and systematic thinking” and (especially Seniors) never go to Lifelong Learning classes to improve his/her Knowledge of Cybersecurity, Scams, etc.

b) do not understand why we can’t use an outdated smartphone and/or laptop computer to perform online Cashless Payment transactions (with sensitive information).

By widening your knowledge on Cashless Payments, seniors can be empowered to adopt digital banking and digital payments confidently.

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